Singapore Property Calculator | Cash, CPF, BSD, ABSD & Mortgage

Financial Decision Centre

Singapore Property Calculator

Calculate your full cash outlay, CPF OA, monthly mortgage, stamp duties, and check EC eligibility โ€” before you commit.

Property Details

Your Financial Breakdown

๐Ÿ›๏ธEnter your details and tap
Compute My Numbers
to see your full breakdown

๐Ÿ’ต Cash You Must Prepare

Cash Downpayment (5%)โ€”
Buyer’s Stamp Duty (BSD)โ€”
Additional BSD โ€” ABSD (0%)$0
โš ๏ธ Total Cash Neededโ€”

๐Ÿฆ CPF OA Usage

CPF OA Downpayment (20%)โ€”
CPF OA may also cover BSD/ABSD if sufficient balance

๐Ÿ“Š Loan & Monthly Commitment

Loan Amount (75% LTV)โ€”
Monthly Mortgage Installmentโ€”
Total Interest Payableโ€”
Total Loan Repaymentโ€”

๐Ÿ“‹ Quick Summary

Property Priceโ€”
Total Cash Outlayโ€”
CPF OA Requiredโ€”
Monthly Commitmentโ€”

Ready to move forward?

Talk to Aden with your exact numbers โ€” he can help structure your financing and find the right property within budget.

Calculations are indicative only. Actual loan eligibility subject to bank assessment, TDSR (55%) and MSR (30% for HDB/EC) limits. BSD/ABSD rates per current IRAS guidelines. CPF OA usage subject to CPF Board rules and Valuation Limit. EC eligibility subject to HDB rules including income ceiling ($16,000/month for EC), 5-year MOP, and Singapore Citizen lead applicant requirement. Always verify with HDB, your bank and a licensed property consultant. Aden Yang ยท CEA R063636G ยท ERA Realty Network Pte Ltd ยท +65 9646 8188.

Aden Yang ยท ERA Branch Division Director ยท CEA Reg No: R063636G
ERA Realty Network Pte Ltd ยท CEA Licence No: L3002382K ยท +65 9646 8188
Privacy Policy ยท About ยท FAQ ยท CEA Singapore
All information including pricing, availability, project details, floor plans, and indicative figures is subject to change and is provided for general guidance only. Always verify with the developer, relevant authority, or qualified professional before committing. Property values may rise or fall and past performance does not indicate future results. Information accurate as of date of publication.
ยฉ 2026 Aden Yang Property. All rights reserved.
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